Official Legal Documents
Terms, Conditions &
Risk Disclosure
Last updated: May 8, 2026 · ZENITHEAM AI S.A.S.
IMPORTANT NOTICE: Please read this document carefully before registering or making any investment. By using the ZenithEarn platform, you agree to all terms described herein.
1. Company Information
- Legal name: ZENITHEAM AI S.A.S.
- Trade name: ZenithEarn
- Company type: Sociedad por Acciones Simplificada (S.A.S.) — Simplified Joint-Stock Company
- Constituted: March 23, 2026 · Quito, Pichincha, Ecuador
- Legal domicile: Cantón Quito, Provincia de Pichincha, Ecuador
- Commercial / operational office: London, United Kingdom
- Branches: Ecuador, Colombia, Peru, Venezuela, Argentina
- Ownership: Private — information available upon formal legal request
- Primary economic activity code: J6201.0 — Development of computer systems and software (planning, analysis, design, programming and testing)
- Secondary economic activity code: J6209.0 — Other information technology and computer service activities
- Corporate purpose: Design, development and implementation of software systems, operating systems, applications, databases and web pages; provision of algorithmic AI-based technological services for financial data analysis and portfolio management; distribution of returns generated by automated trading systems; any lawful commercial or civil activity.
- Contact email: zenitheam.soporte@gmail.com
- Platform: https://zenitlearn.pages.dev
2. Terms and Conditions of Use
2.1 Acceptance of Terms
By registering, accessing, or using the ZenithEarn platform, the user declares to have read, understood, and fully accepted these Terms and Conditions. If you do not agree with any of these terms, you must not use the platform.
2.2 Eligibility
To use ZenithEarn, the user must:
- Be at least 18 years of age.
- Have legal capacity to enter into contracts under the laws of their country.
- Not appear on any international sanctions list.
- Provide accurate and up-to-date information at the time of registration.
2.3 User Account
Each user may hold only one single account. Registering multiple accounts by the same person is strictly prohibited and may result in the permanent suspension of all associated accounts. The user is responsible for maintaining the confidentiality of their access credentials.
2.4 Depósitos y Retiros / Deposits and Withdrawals
- Deposits are credited once verified by the ZenithEarn team.
- The minimum deposit amount is $20.00 USD (+ IVA 15% if paying via bank = $23.00 USD total). USDT deposits: $20.00 without IVA.
- Withdrawals are processed on business days (Monday to Friday). Minimum withdrawal: 10 USDT.
- ZenithEarn reserves the right to request identity verification before processing withdrawals.
Bank Deposits — Banco Guayaquil (Ecuador)
- Official account: ZENITHEAM AI S.A.S. · Banco Guayaquil · Cuenta Corriente Nº 44517787 · RUC 1793236001001.
- IVA (VAT 15%): Bank deposits include 15% IVA (Ecuador). An electronic invoice is issued for every bank deposit and withdrawal. USDT payments: no IVA (invoice still issued).
- Processing times: Regular banks — up to 24 business hours. Cooperatives — up to 48 business hours. Transactions outside business hours or on weekends are processed on the next business day.
- Service plan price: $20.00 USD + IVA 15% ($3.00) = $23.00 USD total (bank payment). USDT: $20.00 without IVA. Electronic invoice is MANDATORY for all payment methods.
- Trading Journal PRO price: $14.99 USD + IVA 15% ($2.25) = $17.24 USD total (bank). Via USDT or internal balance: $14.99 without IVA. Electronic invoice is MANDATORY for all methods.
- MANDATORY RULE: Bank deposits MUST be made exclusively by the account holder (the registered ZenithEarn user). Third-party deposits are strictly prohibited.
- Third-party deposit consequence: The account will be immediately blocked. The user must send an official letter to zenitheam.soporte@gmail.com with: full name, national ID, deposit receipt, and destination bank account for the refund. Refund follows same processing times (24h banks / 48h cooperatives).
- A proof-of-payment photo (screenshot of the deposit receipt) is mandatory for ALL bank deposits. No proof = no processing.
- Bank withdrawal processing times: 24 business hours (banks), 48 business hours (cooperatives).
USDT (Binance) Deposits & Withdrawals
- USDT TRC20 deposits and withdrawals: no IVA. Electronic invoice issued for the service.
- Network gas fees (~1 USDT on TRC20) are the user’s responsibility. The admin may adjust the credited amount accordingly.
Additional Services — Pricing & Billing
- Electronic invoice is MANDATORY for every purchase, regardless of payment method (bank, USDT, or internal balance).
- Trading Journal PRO — Bank transfer: $14.99 USD + IVA 15% ($2.25) = $17.24 USD total. Invoice issued with full IVA breakdown.
- Trading Journal PRO — USDT / Internal balance: $14.99 USD (no IVA for crypto/internal payments). Invoice issued for the service.
- Investment Plans — Bank deposit: $20.00 USD + IVA 15% ($3.00) = $23.00 USD total. Invoice issued with IVA breakdown.
- Investment Plans — USDT: $20.00 USD (no IVA). Invoice issued for the service.
- Any future additional services will follow the same billing policy: price stated in USD without IVA + 15% IVA for bank payments = total stated at checkout.
- Invoice data (full name, email) is auto-filled from your profile. ID/RUC number must be provided for billing.
2.5 Referral Program
- The referral program is voluntary and free of charge.
- Commissions are automatically credited when the referred user makes their first deposit.
- ZenithEarn reserves the right to cancel commissions obtained fraudulently.
- Self-referrals or the creation of fake accounts to obtain commissions are strictly prohibited.
- The profit-sharing arrangement between ZenithEarn and users remains unchanged and follows the rates established at the time of plan activation.
2.6 Prohibited Conduct
The following are strictly prohibited:
- Using the platform for illegal activities or money laundering.
- Attempting to hack, manipulate, or interfere with the system.
- Providing false information during registration or verification.
- Creating multiple accounts to circumvent restrictions.
- Conducting transactions with funds of illicit origin.
- Making bank deposits on behalf of another person (third-party deposits). All bank deposits must originate from the account holder’s own bank account. No exceptions.
- Providing false or mismatched identity information for invoice or banking purposes.
- Attempting to reverse or dispute legitimate platform charges through the bank without prior communication with ZenithEarn.
2.7 Suspension and Cancellation
ZenithEarn reserves the right to suspend or cancel accounts that violate these terms, without prior notice and without obligation to issue a refund in cases of proven fraudulent conduct.
Accounts will be immediately and automatically blocked if a bank deposit is detected as having been made by a third party. In such cases, the refund process is initiated only upon receipt of an official written request to zenitheam.soporte@gmail.com.
3. Privacy Policy
3.1 Data We Collect
- Full name and surname
- Email address
- Phone number
- National ID or tax identification number
- Country and city of residence
- Banking details (for withdrawals)
- IP address and platform usage data
3.2 Use of Data
The collected data is used exclusively to:
- Verify the user's identity.
- Process deposits, withdrawals, and commissions.
- Comply with legal and regulatory obligations.
- Send account and platform notifications.
- Prevent fraud and illicit activities.
3.3 Data Protection
ZenithEarn implements technical and organizational measures to protect personal data against unauthorized access, loss, or destruction. Data will not be sold or shared with third parties, except as required by competent authorities.
3.4 User Rights
Users have the right to request access, rectification, or deletion of their personal data by writing to zenitheam.soporte@gmail.com.
4. Investment Risk Disclosure
WARNING: Investments in digital platforms carry significant risks. Please read this section carefully before investing.
4.1 Risk of Capital Loss
Every investment carries the risk of losing part or all of the invested capital. Past performance does not guarantee future results. The user acknowledges that ZenithEarn cannot guarantee profits under any circumstances.
4.2 Market Risk
The high-liquidity financial markets in which ZENITH A.I. operates are subject to volatility, macroeconomic events, regulatory changes, and other external factors that may negatively affect returns.
4.3 Technology Risk
The system may experience technical interruptions, connectivity failures, or force majeure events that temporarily affect access to the platform or the execution of operations.
4.4 Regulatory Risk
Regulatory frameworks for digital investment platforms are constantly evolving. Changes in UK or international legislation could affect the operation of the platform.
4.5 Investor Declaration
By investing in ZenithEarn, the user expressly declares that:
- ✅ They have read and understood this Risk Disclosure.
- ✅ They are only investing money they can afford to lose without affecting their personal financial situation.
- ✅ They have not received any guarantee of returns from ZenithEarn.
- ✅ The invested funds are of lawful origin and are their sole property.
- ✅ They are at least 18 years of age and have full legal capacity.
- ✅ The decision to invest is free, voluntary, and informed.
5. Limitation of Liability
ZENITHEAM AI S.A.S. shall not be liable for:
- Losses resulting from market volatility.
- Investment decisions made by the user.
- Service interruptions caused by force majeure events.
- Losses caused by unauthorized access to the user's account due to the user's own negligence.
- Indirect, consequential, or punitive damages of any nature.
6. Governing Law and Jurisdiction
These terms are governed by the laws of England and Wales. Any dispute shall be submitted to the competent courts of London, United Kingdom, with both parties waiving any other jurisdiction that may apply to them. For users in South America, ZenithEarn also maintains compliance with the applicable local regulations of each country of operation.
ZENITHEAM AI S.A.S. operates under economic activity codes J6201.0 (Development of Computer Systems and Software) and J6209.0 (Other Information Technology and Computer Service Activities). The company is a technology firm that develops and operates automated algorithmic software systems — it does not operate as a bank, cooperative, financial institution, or securities market participant.
7. Modifications
ZENITHEAM AI S.A.S. reserves the right to modify these terms at any time. Changes will be notified to users by email and/or through a notice on the platform. Continued use of the platform after notification implies acceptance of the new terms.
8. Legal Contact
ZENITHEAM AI S.A.S.
Cantón Quito, Provincia de Pichincha, Ecuador (sede legal)
London, United Kingdom (sede operativa y comercial)
Información de propietarios: Disponible bajo solicitud legal formal
Constituida: 23 de marzo de 2026 · Registro Supercias Ecuador
Sucursales: Ecuador · Colombia · Peru · Venezuela · Argentina
zenitheam.soporte@gmail.com
https://zenitlearn.pages.dev